Sandy Springs mortgage lender for intown and north-metro buyers

Sandy Springs is one of Georgia's largest cities, and its housing splits along the same line as its skyline. The Perimeter Center business district — UPS, Mercedes-Benz USA, the hospitals — surrounds itself with condo and townhome towers, while older neighborhoods toward the river hold sought-after single-family and luxury homes.

So two buyers with the same budget can be in completely different conversations: one financing a $250K condo near GA-400, the other writing on a $900K house. We figure out which playbook you're in first, then build the loan around it.

A condo loan doesn't just depend on you — it depends on the building. The project's questionnaire, master insurance policy, budget, reserves, any litigation, and how many units are investor-owned can all decide whether a loan survives underwriting, and the rules tightened again recently. That's the kind of thing that blows up a deal two weeks before closing if nobody checked it early.

We check it early. Send us the building name before you write, and we'll flag warrantable-versus-non-warrantable issues, insurance gaps, and project red flags up front — so you're making an offer on a condo we already know we can finance, not one we're hoping works out.

On the single-family and luxury side, the conversation shifts to jumbo financing, larger down payments, and coordinating a sale and a purchase without owning two homes by accident. We map the timeline, structure the loan to keep your offer strong, and keep you updated all the way to a closing that's usually done early — with Tara walking your numbers line by line so nothing at the table is a surprise.