Ask Tara
Before your buyer loses the house, send Tara the scenario.
When a loan detail could affect price, terms, repairs, timing, or confidence, the scenario desk gives agents a practical mortgage read before the situation gets expensive.
Common saves
The scenario desk is for the mortgage questions that change the deal.
Use it for pre-offer strategy, active negotiations, contract-to-close pressure, and lender second opinions when the path is unclear.
Buyer qualification
DTI, self-employed income, commission income, assets, gifts, credit events, student loans, multiple properties, and large deposits.
Property or product risk
Condos, repairs, FHA/VA minimum property standards, USDA, jumbo, acreage, mixed-use questions, and appraisal concerns.
Offer strategy
Seller concessions, temporary buydowns, appraisal-gap conversations, tight closing dates, backup offers, and listing-agent confidence.
Contract-to-close rescue
A lender fell apart, a condition appeared late, a closing date is threatened, or a buyer needs a cleaner second opinion fast.
What to send
Give Tara enough context to be useful fast.
Do not send private documents through the public website. Start with a clean summary and Tara's team will tell you what is needed next.
Helpful summary
- Property city, price range, loan type being considered, and target closing date.
- The exact issue: condo, repair, DTI, income, concessions, appraisal, cash-to-close, credit, or timeline.
- What has already been reviewed and what is still unknown.
- What decision the agent or buyer needs to make next.
Triage
Use the right urgency level.
Same-day risk
Offer deadline, inspection response, appraisal issue, repair dispute, or closing date threat.
Pre-offer review
Buyer wants to write soon and the agent needs clarity on financing strength, price, or terms.
Learning question
A topic worth unpacking in a class, office training, or buyer consultation playbook.
If the deal feels complicated, do not guess.
Ask Tara's team to help spot the mortgage risk, explain the cleanest next step, and protect the client conversation.