Before wiring any money for closing, call the closing attorney or settlement office using a phone number you already trust (or have independently verified), not a number from a new or suspicious email. Be cautious of any message claiming that wiring instructions have changed, especially if it asks you to use new, revised, or altered bank information. Closing offices often have strict rules about how funds must be delivered, so confirm the required method directly with them before sending anything.
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How should I safely verify wiring instructions before sending closing funds?
These answers are educational only and are not individualized financial, legal, or mortgage advice. Programs, rates, and guidelines change and vary by situation — talk with Tara Ryan, Loan Officer, NMLS #233792, for guidance specific to your scenario.
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